Affordable Care Act
Experts by Your Side in Uncertain Times
With the ever changing landscape of health care reform, an already complicated business environment became even more complex for many business owners. LandrumHR offers peace of mind for busy business owners by providing the expertise required to navigate through the complex regulations and implementation hurdles of health care reform.
Health Insurance varies by client agreement. Please contact us for a free quote if you are interested in offering LandrumHR sponsored health insurance to your employees.
LandrumHR offers three dental insurance plans through Guardian Life Insurance. The dental plans cover preventative services, such as cleanings twice a year, at little or no cost to the employee.
Please note - the Dental HMO plan has a very limited service area. Click on a link below for more information.
Guardian College Tuition Benefit Rewards Program
If you are currently enrolled in Guardian Dental, you are eligible to participate in the Guardian College Tuition Benefits Program.
Learn more about the program and see what colleges are participating!
Vision insurance is offered through EyeMed. The vision plan provides eye exams, glasses and contact lenses with a small co-pay when services are performed by participating optometrists. Click on a link below for more information.
The Short-Term Disability insurance pays up to 60% of salary to $1,200 per week for up to 13 or 24 weeks, depending on option selected.
The Long-Term Disability insurance pays up to 60% of salary up to $6,000 per month.
Life Insurance is offered through United Healthcare in increments of $10,000 up to $250,000 (or 5x salary) with guaranteed issue to $100,000.
401(k) Retirement Services
Saving and planning for the future is an important financial strategy. We want to make it easy for you to accomplish your savings goals.
LandrumHR sponsors a multiple employer 401(k) plan. Clients may adopt the plan and customize the eligibility requirement, vesting schedule, matching contribution and profit sharing option. A Safe Harbor plan design is also available. LandrumHR is the plan trustee, fiduciary and sponsor. There is no cost to the client, other than the employer contribution, if elected.
Other Ways for Employees to Save:
We also offer U.S. Savings Bonds purchases
LandrumHR offers MetLife Plans for Critical Illness, Accident and Hospital Indemnity insurance. These plans are payroll deducted while you are working with LandrumHR and portable if you were to leave employment. These plans are separate from other plans, such as health, dental or vision and may be purchased on their own, or in combination with other plans. Please contact us for more information and for a free quote.
Healthy Paws Pet Insurance
We are now offering Healthy Paws Pet Insurance. To get a personalized quote with the benefit of the group rate discount, call toll-free 855-898-8991 or click the link below. Employees enroll and pay for the pet insurance online after receiving their quote.
Teladoc is an added medical benefit offered at no additional cost to employees enrolled in one of the non-HSA Florida Blue plans. There is a small co-pay for employees enrolled in an HSA plan (03161/60 or BlueCare 128/129). The Teladoc program will extend to immediate family members even if not enrolled in the health plan.
We offer LandrumHR sponsored health insurance in Florida, Alabama, and South Carolina.
Employee Assistance Program
The EAP program is available to assist employees during challenging times. It provides confidential counseling services nationwide, for stress, grief, substance abuse, etc. By calling Behavioral Health System’s toll free number at 800-245-1150, you may schedule an appointment with a local network provider at no charge. The EAP program is available to employees and immediate family members for up to three visits each.
After one year of full-time employment with LandrumHR, employees are eligible to receive reimbursement of 50% of college tuition up to $500 per year from an accredited institution. Courses taken must be job related and approved in advance.
Employee Savings Plan
If your worksite employer offers the LandrumHR sponsored 401(k) retirement savings plan, please click on the link below, to learn more about the plan.
We also offer U.S. Savings Bonds purchases.
We offer all our clients and their employees a premium only plan that allows you to pay for insurance premiums with pre-tax dollars. This saves you money every pay day that would normally be deducted for taxes. There is no charge for this benefit.
Perks & Discounts
We offer all employees entertainment and travel discounts for well-deserved time-away from work.
Employees who have completed one year of full-time service with us, and who adopt a child through a state-approved agency, may be reimbursed up to $500 for legal fees incurred in that adoption. Unfortunately, step-children do not qualify.
To request reimbursement, please submit a written request to the LandrumHR Benefits Department, along with documentation of adoption and expenses totaling a minimum of $500.